Final Walkthrough Checklist.
Peterborough and the Kawarthas Edition
By Frank Rosso, ABR, SRS | PeterboroughAgent.com
Buying a home involves a lot of planning before you even place an offer. But even with a good inspection and solid paperwork, there’s one step I never like buyers skipping: the final walkthrough.
It’s not about hunting for tiny flaws. Most sellers are doing their best and everyone is just trying to get to moving day. Still, a lot can change between offer day and closing day, especially when a home is being packed up quickly.
This matters even more when you’re helping an aging parent downsize. Seniors usually want a calm move and fewer surprises. The final walkthrough is one of the simplest ways to protect that calm.
Quick note: This is general information, not legal advice. Your lawyer is the final word on what’s enforceable in your specific agreement.
A final walkthrough is your last visit to the property before closing not a home inspection. It is usually scheduled close to the closing date. The goal is simple:
The home should be in substantially the same condition as when you agreed to buy it
Anything that was negotiated in the offer should be done
Any included items should still be there and working
Final walkthrough vs the first walkthrough
These two visits get mixed up a lot.
Initial walkthrough or early visit
This is often about planning. Measuring rooms, picturing furniture, lining up a contractor, thinking about paint colours. It can take longer because you’re dreaming and planning.
This is about confirming. It is a last check for condition, inclusions, and agreed repairs. It should be practical and focused.
What buyers can reasonably ask for at a final walkthrough
Buyers sometimes hear the word “demand” and think they can ask for anything. Realistically, the agreement controls what happens. Here’s what is usually reasonable:
If the agreement says “appliances included,” you can check they’re there. If it says “repair the kitchen sink leak,” you can check it’s repaired. If it says “vacant possession,” you can check the home is actually empty.
Once the deal closes and you get the keys, you own the problem in most situations.
There are rare exceptions, like certain hidden issues that may be argued as undisclosed latent defects, but that is lawyer territory and it’s not something you want to rely on.
That’s why the final walkthrough matters. It’s your last chance to spot something while the seller can still fix it, or while your lawyer can discuss a holdback or credit if appropriate.
Yes, he or she must be present.
Real estate agents are required to be present. Buyers are excited and distracted. That’s normal. A good agent stays focused on the boring stuff that actually matters:
In Peterborough and the Kawarthas, timing matters because weather can change fast. If your closing is during spring thaw or heavy rain season, do a quick look for fresh water marks in the basement, around windows, or near the sump area. It does not automatically mean a big issue, but it’s worth noticing before closing day stress kicks in.
If you’re buying in Peterborough or the Kawarthas and want a second set of experienced eyes before closing, make sure you talk to someone who knows how seasonal shifts affect local homes. A five-minute conversation at the right time can save you a lot of second-guessing later.
Bring one thing: your Agreement of Purchase and Sale,
Inclusions and chattels
Check the items that are supposed to stay.
Common examples:
If you’re helping a parent downsize, this is big. Seniors often plan their move around “what’s included” so they don’t have to buy replacements right away.
Appliances in working order
Do quick tests:
Moving out can create damage. Look for:
Small marks happen. You’re looking for new, noticeable damage that changes the condition from what you agreed to buy.
Exterior and outbuildings
If the property includes a garage, shed, or outbuilding:
Garbage and leftover items
Unless the agreement says the seller can leave items behind, the home should be empty. If you see piles of junk, document it right away.
When families help parents downsize, the goal is usually fewer moving parts.
A final walkthrough helps avoid:
If your parent is moving into a condo, bungalow, or retirement-friendly home, the walkthrough is also a good time to double-check daily life basics like door locks, stair rails, lighting, and water pressure.
Financial Consumer Agency of Canada (FCAC): https://www.canada.ca/en/financial-consumer-agency.html
Canada Mortgage and Housing Corporation (CMHC): https://www.cmhc-schl.gc.ca/
Tarion (new home warranty info): https://www.tarion.com
Related articles
How close to closing should we do the final walkthrough?
As close as you can. Ideally within a day or two of closing, if access allows.
How long does a final walkthrough take?
Usually 30 to 60 minutes. Bigger homes can take longer.
Can buyers back out after the final walkthrough?
Sometimes, but it depends on the agreement and the issue. In most cases, people try to solve the problem rather than restart the whole process.
Should the house be empty for the final walkthrough?
Usually yes, unless your agreement allows the seller to leave items, or the timing is earlier while they are still packing.
Should I bring a home inspector again?
No. The final walkthrough is not a second inspection. If something major shows up, your agent and lawyer will guide next steps.
Frank Rosso, ABR, SRS is a local trusted Peterborough and Kawarthas REALTOR® who helps buyers and sellers make confident decisions with clear communication and a calm plan. Frank often works with families planning downsizing moves for aging parents, including condo and bungalow purchases and the sale of long-time family homes.
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